Defaults to true, matching v1: most "encrypted" PDFs from insurers only set permission flags
and fill and flatten correctly, so refusing them fails real forms. pdf-lib cannot decrypt, so
truly content-encrypted ones read as empty or unwalkable rather than as garbage.
Defaults to
true, matching v1: most "encrypted" PDFs from insurers only set permission flags and fill and flatten correctly, so refusing them fails real forms. pdf-lib cannot decrypt, so truly content-encrypted ones read as empty or unwalkable rather than as garbage.